2019 HSA and HDHP Contribution Limits

The Internal Revenue Service (“IRS”) has announced the contribution and out of pocket limits for Heath Savings Accounts (HSA) and High Deductible Health Plans (HDHP). Please see them represented in the table below:

HSA Contribution Limit Self: $3,500
Family: $7,000
Self: $3,450
Family: $6,900*
Self: +$50
Family: +$100
HSA Catch-up Contributions (age 55 or older) $1,000 $1,000 No change
HDHP Minimum Deductibles Self: $1,350
Family: $2,700
Self: $1,350
Family: $2,700
No change
No change
HDHP Maximum Out-of-Pocket Amounts  Self: $6,750
Family: $13,500
Self: $6,650
Family: $13,300
Self: +$100
Family: +$200

*A change in the inflation adjustment calculations for 2018 under the Tax Cuts and Jobs Act reduced the maximum deductible HSA contribution for taxpayers with family coverage under an HDHP by $50, to $6,850. For more information from the IRS, please click here.

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